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  Commercial Insurances

In order for us to provide an accurate quote for your Commercial or Trade insurance, please fill out all forms below. The forms will take a few minutes to complete but if you have any questions or would prefer to speak to an advisor, please Contact Us.

Commercial Insurances Application

Check form below for highlighted fields to solve error(s) or contact us for assistance on 01752 561981.
please complete each step in order and proceed to the next step when all required fields are completed. If you need any assistance, please call us on 01752 561981 or email us at applications@lea-financial-services.co.uk

Do you know what kind of cover you need?

Please select one or more property type from the below list by checking the box(es)

NO:
Please fill in the form below and an advisor will contact you to assist with your application. Please tick at least one box.

YES:
and would like to get a direct quote, please click the 'Quote' link next to your selected option below, where available.

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Cover against loss by death or prolonged sickness of a critical member of staff or the Board. This policy would allow the business to buy back shares from the next of kin of a deceased shareholder to protect the business and to compensate the next of kin for the loss of their income earner. Key Man Cover is also a form of business protection.

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Cover against loss of tools, catering equipment, etc. In some cases, this can be 'bolted on' to a liability insurance product and thus save money. The cover can also be arranged 'standalone'.

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Cover against claims brought against you due to negligence causing injury or damage to a person or business renting from you, their visitor(s) or property. This is a form of public liability insurance. Cover can also be provided for damage to the building, loss of rent, etc..

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Cover against damages to your commercial vehicles or to third parties by your vehicles.

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Cover against claims brought against you or your company for negligence or breaches of employment law, etc. Defending against such claims can be extremely expensive and, even if you are succesful, the cost may permanently damage the business.

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Cover against claims brought against you, your company or the insured tradesman due to negligence or poor management causing injury or damage to an employee or his/her property. It is a legal requirement to have employer's liability insurance if you have employees.

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Cover for costs that could be incurred if an event you are organising goes wrong or needs to be cancelled or if someone is injured, etc. The event can be indoors, outdoors, or in a marquee, from fete to festival, party to product launch, a conference or team building day, or simply a meeting or celebration. If you are going to incur costs, you need to know you that you are covered should something go wrong.

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In the event you are unable to work due to prolonged illness, you may not be able to generate an income. This type of policy can ensure you continue to receive an oincome and meet your outgoings while you recover and recuperate.

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In most businesses, especially small ones, the loss of a member of staff (including a Director or Board Member) through illness or death, can jeopardise the ability of that business to survive. This cover can enable you to pay the salary of a temporary replacement while the sick person recovers or to find a permanent replacement, if that is necessary.

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Cover against claims brought against you due to negligence causing injury or damage to a person renting from you, their visitor(s) or property. This is a form of public liability insurance.

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Cover against claims brought against you, your company or your business due to negligence causing injury or damage to a person or property. There are two forms of cover that may be required, employer's liability insurance and public liability insurance. It is a legal requirement to have employer's liability insurance if you have employees. Please note that this cover is not available for businesses that operate out of a home office.

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Cover against claims brought against you, your business or company due to negligence or incompetence causing injury, damage or material / financial loss to a person or business. If you are a professional, this is an essential cover. In addition, you may well need employer's liability insurance and public liability insurance. It is a legal requirement to have employer's liability insurance if you have employees.

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Cover against claims brought against the insured tradesman due to negligence causing injury or damage to a person or property. There are two forms of cover that may be required, employer's liability insurance and public liability insurance. It is a legal requirement to have employer's liability insurance if you have employees.

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Cover against claims brought against you or your retail business due to negligence causing injury or damage to a person or property. There are two forms of cover that may be required, employer's liability insurance and public liability insurance. It is a legal requirement to have employer's liability insurance if you have employees.

Business Details

Details of what your policy should cover

Please complete all relevant boxes below for the type of cover you need. Not all boxes may be required.

Please Note: LEA Financial Services Ltd is Authorised and Regulated by the Financial Conduct Authority to advise on and arrange non-investment insurance contracts. Some commercial insurance contracts are not regulated.

Please get in contact if you're looking for information about any of our services.
Either call us on 01752 561981 or Request a Callback

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