Regulated Mortgages and Secured Loans

Why do I need this?

Firstly, we are independent of any association with any mortgage, secured loans lender or insurer. This means we can access the entire market-place to provide advice. Secondly, were you to attempt to conduct the research yourself, it would take an inordinate amount of time and you still could not be sure you had found the best mortgage for you. Thirdly, doing it yourself means that you would not have the protection of the Financial Ombudsman Service or the Financial Services Compensation Scheme, if anything should go wrong.

What will you do for me?

To give advice, we need to know something about you, what your current circumstances are, your history and what your aspirations are. We need to understand what you are looking to achieve.

To do this we will ask you a number of questions so we can build a profile that we can refer to so we can find the mortgages or loans that most closely meet your needs. Sometimes, there is no way of achieving your objectives and the sooner you know that, the better. In most cases, however, we are able to help.

From the information you give us, we will then identify the product and discuss this with you. We will produce an illustration, called a Key Facts Illustration, of the product and give you our detailed analysis of why we believe it is the most appropriate product for you. We will answer any questions you may have so that you are satisfied with the advice we have provided.